I hope you Checked Open Bank Account Online Free using Bank Apps , Actually No one Sites Offers Free Credit Reports but some of the Sites Gives Bonus on New accounts Which we Can use to Generate Credit Score For Free. At Internet , I Saw Lots of Websites which Claims free Reports but when you Complete all the Steps they Redirect you to Payment Page.
To Check Credit Score Free via Paytm , Only you Need pan card and Some other Basic Details. It is a three Digit Number Between 300 to 900, It Depends On Your Transaction and Other spending behaviour.
Don’t Confuse in Credit and Cibil Score Both is Same which Calculated on the Basis of your Spends , Transactions , Pays etc
- 1 How to Check Credit Score Free Online ? [4 Methods]
- 2 How to Increase Credit / Cibil Score Points ? (Tips & tricks)
How to Check Credit Score Free Online ? [4 Methods]
At internet Lots of websites Provides this Service but they Will Charge you to Make your Credit Report but some of the Top and Trustable Websites will provide in Free.
What’s the Use of Credit Score ?
Good Score will help you to Approve Your Loans Fast, Suppose Your Credit Score is 800 then Your Credit Card or Other Loans Application will be Approved in first attempt without Any Problem. If your Score is not Good then You can Also Improve it.
Cibil Score is the Part of Credit report where Your All Past Spending Behaviour Contains in Detailed, According to this Report Your Score is Decided on bureau. And On this Basis Bank Gives Loans.
Here we sharing 4 Best Free Methods to Check Credit Score using Paytm , Paisabazaar , Credit Mantri (Equifax) & Wishfin (Send Updates on Whatsapp)
How to Check Credit Score Free Using Paytm
I hope you Know About Paytm Postpaid which gives free Credits to the users on the basis of their Score so they Launched one more new Option by which you can Check your Credit Score Absolutely Free and instant by just your name and Pan card number. here are the Steps which i used and I got Correct Reports
- Open your Paytm App >> Register or Login [ Make sure you are using Updated Version ]
- Now On Search bar Type “Check Credit Score” and Hit Enter
- You will get Redirect to new Page , Here enter your First Last Name , Mobile Number and Email id
- Scroll Below and Accept the Terms to Fetch your details from Credit Company
- Click on Proceed , Here you have to Complete otp verification
- On Next page Enter your Pan Card Number and Proceed it
- Your Credit Score will Be generated free Instantly and Show in your Screen , Detailed reports will be Send to your entered Email Id
The best website which you Also Seen in Our Previous Post of Creditmantri Refer and earn where they Pay Paytm Cash on Referrals. From this Website You can Get your Credit Score in Free which powered by equifax. Just you have to Visit the Website >> Enter Mobile Number ,, Otp & Pan Card with some basic Details. On Next page they will give Your Current Cibil Score if its Low then they will Provide some Suggestions to Make Good Score.
Check Credit Score Free Using paisabazaar
Paisabazaar is a Paid website which is Complete Solution Related Loans , So they Also Offers Option to Check credit Score Online which is worth Rs 1200 on other Websites. You can Get Your Score in Just 2 – 3 Minutes by Filling Basic details and Pan Card Number. Also Every month they will Send You Updates.
- Click here to know from Paisabazaar
Wishfin (Monthly Whatsapp Service)
Another Great Service which Always keep you Touch to your credit Score free by Whatsapp Messages & Notifications. It will also Help you to Improve it by Giving Tips and Corrective Action. It offers Free 12 Month Membership so you can enjoy their Features free for 12 Months
How to Increase Credit / Cibil Score Points ? (Tips & tricks)
Keep this Points in Your Mind to get Good health of Credit Score.
- Complete your Installments before Due Date of any loan
- Don’t Cross your credit Limit More than 50%
- Sanction Secured Loans More Like home , gold , Car etc As compare to Personal Loans
- Cancel Under Approval Loans and Credit Cards Application
- Good Transactions Rate