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You are here: Home / Tutorials / Transfer credit card cash balance to bank free (No charges trick)

Transfer credit card cash balance to bank free (No charges trick)

24/07/2023 by admin 3 Comments

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Transfer money from credit card to bank account without any charges

  • Transfer money from credit card to bank account without any charges
  • What is Credit Card ?
  • Transfer credit card cash balance to bank free without any charges
    • 1. Amazon pay upi
    • 2. Cred App
    • 3. BharatNXT App
    • 4. Usemycards
    • 5. Transfer Credit Card Cash money to Bank Using Paytm (latest 2022 Method)
    • 6. U Wallet
      • Requirements
      • How its Works ?
    • Steps to Transfer Credit Card Cash to UDIO Wallet
    • How to Transfer Udio Wallet Money to Airtel Payments bank
  • How to Transfer Credit Card Cash Balance to Paytm (Method – 2) ?
  • Conclusion

Actually some of the Sites Like Paytm is Restricted Credit Card use on their Site. Due to its Very hard to transfer but we have some Simple methods for Transfer Credit Card Cash Balance to Bank account Free of cost.

Are you Searching Ways to Transfer Credit Card Cash Limit to any Bank Account Then you are On Right Place Because Using this article. You can Withdrawal Credit Card Money instantly. Also Its Free of Cost, You Don’t Need to pay any Single Charges.

Transfer Credit card cash balance to bank

Total 5+ Tricks we Shared for Transfer Money to bank account for Free without any Charges using amazon upi, airtel payments bank like Methods. It is Valid for All Banks users

What is Credit Card ?

Credit Card is Issued by the Banks based on your Credit Score, More Score and Can Help you to get More Limit. The Card Comes with Two types of Limit one is Cash and Another is Spent. After Cash Limit Over We Can’t Withdrawal Money From the atm, Only we Can Spent Money on POS, Shopping , Online Payments etc. If you are thinking what’s the Difference between Debit or Credit Card. On Credit Cards you will get High Discount Offers on Spent, Every Year Your Limit Will be Increased on the Basis of Transactions, Rewards Points, Buy the Products on EMI, Lowest Interest Rates etc. If you pays before the Due date then you doesn’t have to pay any Extra Charges.

So Today in this Article We Will Cover How Convert Credit Card Spent Limit to Cash balance and Withdrawal the money in to Bank account debit card.

Note :- First of all , Try using Small Amount

Transfer credit card cash balance to bank free without any charges

There is no charges require for transfer credit card cash balance to bank free in 2023. Some of the bank apps offers free credit card cash transfer to bank.

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1. Amazon pay upi

Amazon app officially gives amazon pay balance payment method in upi for full kyc users. Simply add pay balance through credit card. Now transfer money using upi and select amazon wallet instead bank account. Complete the payment.

Without any charges your credit card balance transferred to bank account instantly. Amazon upi is the best method. Use latest version of amazon app and complete full kyc for this method.

2. Cred App

cred club app

Having Credit Card then You Should Install Cred Club App in your Smartphone. Because From this One App Do all Credit Card related Works Like Pay Bills , Recharge Etc. Get free coins on transactions which Redeem against Gift Vouchers.

Recently Cred App Added New Option to Transfer Credit Card cash to Bank account at Just 1.5% Charges. Here is Our Cred App referral Code to get Free Rs.100 Sign up Bonus. Even Earn upto Rs.10,000 on Every Refer.

3. BharatNXT App

Special app only for transferring credit card cash to bank account. Its completely free and without charges transfer. Refer any user from code and earn flat Rs.100. Once referral makes Rs.5000 transaction both will earn more Rs.100.

BharatNXT app makes credit card transactions under shopping category so avail extra cashback if running by your card bank. To get started on BharatNXT app only aadhar card otp and pan card requires.

4. Usemycards

usemycards

There is another Best Method to transfer Credit Card cash Directly in your Bank account. Even you will Get Extra Offer Amount for Transferring this Amount. The Site is very Interesting , First of All your Card Details is Safe they Don’t Share with anyone. Here are the Steps :

  1. Visit Usemycards.com
  2. Click on Login and Select Facebook or Google. Enter the Mobile number and Use the Referral Code : ab7df25148 to get Free Rs.100 in your bank account.
  3. On Homepage Select “I Can Provide A Card Option”. Select Listing according to your Suitable Money.
  4. Confirm the Buyer. Enter your First 6 Digits of Card and Amount Equal to Their Listing.
  5. That’s It, You will get money in your wallet. Add the Bank account and enjoy !
  6. Usemycards refer and earn Program Will Rewards you Rs.100 for Every Referral Code Share and Use.

5. Transfer Credit Card Cash money to Bank Using Paytm (latest 2022 Method)

1) First of enabled Paytm Business Account With Instant Settlement

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2) Now Check wallet transaction is Showing Zero Charges under “Accept Payments Settings”

3) Create Payment Link Under app >> Accept Payments or Visit https://dashboard.paytm.com

paytm payment link

4) Open your Created link in any Browser and Make Payment using Credit Card

5) That’s It ! It will Accept your Payment and Transfer to your Business Account which you can transfer to your Bank account or Paytm automatically will do next Day

6. U Wallet

Before going to Start Procedure you Need Following things

Requirements

  • Credit Card issues by any Indian Bank
  • U Wallet (Verified by EKYC (aadhar card) )
  • Airtel Payments bank Account with KYC Completed
  • Paytm payments Bank

How its Works ?

To transfer Credit Card Cash Procedure is Very Simple, no any Special Knowledge Required. First of All We Will add money in Udio Wallet using our Credit Card then we will add that money to Airtel Payments Bank to Paytm Payments bank. In this Journey , You will not Pay any Single Charges and From Paytm you can Also Withdrawal Money Directly to your any Bank Account.

Steps to Transfer Credit Card Cash to UDIO Wallet

  1. First of All , Install Udio Wallet App >> Register or Login
  2. Complete Ekyc using aadhar Card otp
  3. Now add money in your Wallet and Complete the Payment using Credit Card
  4. Your Money will be instantly added in your wallet
  5. Navigate to ‘My Udio’ Option and Create Virtual Card.
  6. udio-card

How to Transfer Udio Wallet Money to Airtel Payments bank

  1. Download My Airtel App >> On Homepage Slide two Times From Right To Left [ Complete Steps Open Airtel Payment Bank Account Online ]
  2. You will get airtel payments Bank Option >> Create the Account
  3. Verify it by Ekyc
  4. Now add money in Airtel Payments Bank account using Udio Virtual Card which we Credited above on Step – 5
  5. Click on Shopping Card and You will get New Virtual Card

How to Transfer Credit Card Cash Balance to Paytm (Method – 2) ?

transfer-credit-card-cash-to-paytm

  1. Download and Install Paytm App >> Click on Bank Option [ Know How to Apply online on Paytm Payments Bank ]
  2. Add money to Payment Bank using Above airtel Payments Shopping Card (Step – 5)
  3. Make sure you are adding money in your Paytm payments Bank , Not in the paytm wallet otherwise you have to Pay charges to transfer in your bank account.
  4. Once your money Added in Paytm Savings Account, You can Transfer it to any Bank account or Withdrawal / Spend using paytm debit Card
  5. paytm-bank-cash-added

So guys in this Way you can Also Transfer Credit Card Cash to Debit Card , Paytm account without Pay any Single Extra Charges.

Conclusion

I hope you Understood Every Steps Clearly and Successfully Transferred Your Credit Card cash to the Bank account without paying Charges. Now Share it with by Below Social icons to your friends Who are getting Problem to withdrawal cash from their Credit Card. If you are getting any Problem then free to ask below here in Comments Section.

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Reader Interactions

Discussion on "Transfer credit card cash balance to bank free (No charges trick)"

  1. Ravinder Yadav says

    06/08/2018 at 10:24 AM

    Thanks for the information but there are better and easy way available for doing it
    Add money in payzapp than add money in Airtel payment bank from payzapp than use upi, that’s all need to do.
    Thanks

    Reply
    • admin says

      06/08/2018 at 5:53 PM

      Impressive, Thanks for Share

      Reply
    • Dattatray Munde says

      20/04/2019 at 1:02 PM

      I checked in payzapp there is no option. Could you please tell exact steps?

      Reply

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